| 貸款算法 |
| 發表者：小妹 發表數：-17 IP：61.221.189.* | 2003-08-26 11:37:07 |
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小妹頭一次向銀行貸款160萬購屋, 適用2.3%的利率, 這個月起每月繳本息8324元, 我很好奇的 |
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| 回覆者：alice 發表數：-17 IP：218.32.86.* | 2003-09-16 02:54:44 |
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James: 期待你的mail,Thks!!(我是第一次留言,不太會留言,請見諒) 我的Email: cly120780443@yahoo.com.tw |
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| 回覆者：alice 發表數：-17 IP：218.32.86.* | 2003-09-16 02:47:13 |
| 期待你的mail,Thks!! | |
| 回覆者：Erica 發表數：-17 IP：61.229.51.* | 2003-09-16 02:29:18 |
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哈~~我真豬頭 沒看清楚後面還有一欄還本的欄位說 真的很謝謝你們還幫我設計一份 謝謝哦^^ |
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| 回覆者：Erica 發表數：-17 IP：61.229.51.* | 2003-09-16 02:19:21 |
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謝謝哦^^~ 我收到了 這樣真的超方便的~~ 如果陸續還本金的話也可用此表嗎? 謝了^^ |
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| 回覆者：Irene 發表數：-17 IP：210.59.168.* | 2003-09-16 01:15:32 |
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我最近也準備買房子.. 可否麻煩cyc168 & maggie 寄給我呢? 謝謝... yenyingc@ara.seed.net.tw |
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| 回覆者：maggie 發表數：-17 IP：211.23.76.* | 2003-09-15 17:43:44 |
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Erica: 寄給你了, 是一個Excel檔案 貸款金額和利率是我假設的 你可以自己輸入實際數字, 就可以計算出來了 |
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| 回覆者：Erica 發表數：-17 IP：61.229.60.* | 2003-09-15 15:58:54 |
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我也極需計算公式可否麻煩cyc168 & maggie 寄給我呢? 非常感謝^^ e-mail vicky_chen11@yahoo.com.tw |
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| 回覆者：Erica 發表數：-17 IP：61.229.60.* | 2003-09-15 15:52:16 |
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cyc168 & maggie 方便也傳一份計算公式給我嗎 感謝哦^^ 因為目前也有購屋打算, 但對貸款計算仍一知半解 謝謝你們哦^^ e-mail vicky_chen11@yahoo.com.tw e2uaidjol@yahoo.com.tw 謝謝^^ |
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| 回覆者：無殼蝸牛 發表數：-17 IP：61.224.161.* | 2003-09-08 14:38:43 |
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cyc168 我也想要公式，可否寄一份給我呢 謝謝 blueskoko@yahoo.com.tw |
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| 回覆者：KK 發表數：-17 IP：61.226.46.* | 2003-09-07 08:30:38 |
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請問有貸第一批200萬優惠房貸的人現在月繳多少錢? 我繳 10500, 想知道一下你們的銀行收多少. |
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| 回覆者：小定 發表數：-17 IP：218.173.108.* | 2003-09-06 16:09:37 |
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我會先還利息 然後在三年內不定期的還本金（一定要做到這一項，如果無法辦到請以本利還方式） 優點: 提高現金周轉率 馬上出現利息下降的情形 |
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| 回覆者：小妹 發表數：-17 IP：61.221.189.* | 2003-09-03 13:18:48 |
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小俠兄: 很感謝你的回覆 |
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| 回覆者：小俠 發表數：-17 IP：218.165.38.* | 2003-09-02 10:35:11 |
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以下為貸款160萬 二十年共240期(月) 本息平均攤還 每期本息8323.4元 各期別所繳本金及利息表 期別 每期本息和 本期本金 本期所繳利息 1 $8,323 $5,257 $3,067 2 $8,323 $5,267 $3,057 3 $8,323 $5,277 $3,046 4 $8,323 $5,287 $3,036 5 $8,323 $5,297 $3,026 6 $8,323 $5,307 $3,016 7 $8,323 $5,317 $3,006 8 $8,323 $5,328 $2,996 9 $8,323 $5,338 $2,986 10 $8,323 $5,348 $2,975 11 $8,323 $5,358 $2,965 12 $8,323 $5,369 $2,955 13 $8,323 $5,379 $2,944 14 $8,323 $5,389 $2,934 15 $8,323 $5,400 $2,924 16 $8,323 $5,410 $2,913 17 $8,323 $5,420 $2,903 18 $8,323 $5,431 $2,893 19 $8,323 $5,441 $2,882 20 $8,323 $5,452 $2,872 21 $8,323 $5,462 $2,861 22 $8,323 $5,472 $2,851 23 $8,323 $5,483 $2,840 24 $8,323 $5,493 $2,830 25 $8,323 $5,504 $2,819 26 $8,323 $5,515 $2,809 27 $8,323 $5,525 $2,798 28 $8,323 $5,536 $2,788 29 $8,323 $5,546 $2,777 30 $8,323 $5,557 $2,767 31 $8,323 $5,568 $2,756 32 $8,323 $5,578 $2,745 33 $8,323 $5,589 $2,734 34 $8,323 $5,600 $2,724 35 $8,323 $5,610 $2,713 36 $8,323 $5,621 $2,702 37 $8,323 $5,632 $2,692 38 $8,323 $5,643 $2,681 39 $8,323 $5,654 $2,670 40 $8,323 $5,664 $2,659 41 $8,323 $5,675 $2,648 42 $8,323 $5,686 $2,637 43 $8,323 $5,697 $2,626 44 $8,323 $5,708 $2,616 45 $8,323 $5,719 $2,605 46 $8,323 $5,730 $2,594 47 $8,323 $5,741 $2,583 48 $8,323 $5,752 $2,572 49 $8,323 $5,763 $2,561 50 $8,323 $5,774 $2,550 51 $8,323 $5,785 $2,538 52 $8,323 $5,796 $2,527 53 $8,323 $5,807 $2,516 54 $8,323 $5,818 $2,505 55 $8,323 $5,829 $2,494 56 $8,323 $5,841 $2,483 57 $8,323 $5,852 $2,472 58 $8,323 $5,863 $2,460 59 $8,323 $5,874 $2,449 60 $8,323 $5,885 $2,438 61 $8,323 $5,897 $2,427 62 $8,323 $5,908 $2,415 63 $8,323 $5,919 $2,404 64 $8,323 $5,931 $2,393 65 $8,323 $5,942 $2,381 66 $8,323 $5,953 $2,370 67 $8,323 $5,965 $2,359 68 $8,323 $5,976 $2,347 69 $8,323 $5,988 $2,336 70 $8,323 $5,999 $2,324 71 $8,323 $6,011 $2,313 72 $8,323 $6,022 $2,301 73 $8,323 $6,034 $2,290 74 $8,323 $6,045 $2,278 75 $8,323 $6,057 $2,266 76 $8,323 $6,069 $2,255 77 $8,323 $6,080 $2,243 78 $8,323 $6,092 $2,232 79 $8,323 $6,104 $2,220 80 $8,323 $6,115 $2,208 81 $8,323 $6,127 $2,196 82 $8,323 $6,139 $2,185 83 $8,323 $6,150 $2,173 84 $8,323 $6,162 $2,161 85 $8,323 $6,174 $2,149 86 $8,323 $6,186 $2,138 87 $8,323 $6,198 $2,126 88 $8,323 $6,210 $2,114 89 $8,323 $6,222 $2,102 90 $8,323 $6,233 $2,090 91 $8,323 $6,245 $2,078 92 $8,323 $6,257 $2,066 93 $8,323 $6,269 $2,054 94 $8,323 $6,281 $2,042 95 $8,323 $6,293 $2,030 96 $8,323 $6,306 $2,018 97 $8,323 $6,318 $2,006 98 $8,323 $6,330 $1,994 99 $8,323 $6,342 $1,982 100 $8,323 $6,354 $1,969 101 $8,323 $6,366 $1,957 102 $8,323 $6,378 $1,945 103 $8,323 $6,391 $1,933 104 $8,323 $6,403 $1,921 105 $8,323 $6,415 $1,908 106 $8,323 $6,427 $1,896 107 $8,323 $6,440 $1,884 108 $8,323 $6,452 $1,871 109 $8,323 $6,464 $1,859 110 $8,323 $6,477 $1,847 111 $8,323 $6,489 $1,834 112 $8,323 $6,502 $1,822 113 $8,323 $6,514 $1,809 114 $8,323 $6,527 $1,797 115 $8,323 $6,539 $1,784 116 $8,323 $6,552 $1,772 117 $8,323 $6,564 $1,759 118 $8,323 $6,577 $1,747 119 $8,323 $6,589 $1,734 120 $8,323 $6,602 $1,721 121 $8,323 $6,615 $1,709 122 $8,323 $6,627 $1,696 123 $8,323 $6,640 $1,683 124 $8,323 $6,653 $1,671 125 $8,323 $6,666 $1,658 126 $8,323 $6,678 $1,645 127 $8,323 $6,691 $1,632 128 $8,323 $6,704 $1,619 129 $8,323 $6,717 $1,607 130 $8,323 $6,730 $1,594 131 $8,323 $6,743 $1,581 132 $8,323 $6,755 $1,568 133 $8,323 $6,768 $1,555 134 $8,323 $6,781 $1,542 135 $8,323 $6,794 $1,529 136 $8,323 $6,807 $1,516 137 $8,323 $6,820 $1,503 138 $8,323 $6,834 $1,490 139 $8,323 $6,847 $1,477 140 $8,323 $6,860 $1,464 141 $8,323 $6,873 $1,450 142 $8,323 $6,886 $1,437 143 $8,323 $6,899 $1,424 144 $8,323 $6,913 $1,411 145 $8,323 $6,926 $1,398 146 $8,323 $6,939 $1,384 147 $8,323 $6,952 $1,371 148 $8,323 $6,966 $1,358 149 $8,323 $6,979 $1,344 150 $8,323 $6,992 $1,331 151 $8,323 $7,006 $1,318 152 $8,323 $7,019 $1,304 153 $8,323 $7,033 $1,291 154 $8,323 $7,046 $1,277 155 $8,323 $7,060 $1,264 156 $8,323 $7,073 $1,250 157 $8,323 $7,087 $1,237 158 $8,323 $7,100 $1,223 159 $8,323 $7,114 $1,209 160 $8,323 $7,128 $1,196 161 $8,323 $7,141 $1,182 162 $8,323 $7,155 $1,168 163 $8,323 $7,169 $1,155 164 $8,323 $7,182 $1,141 165 $8,323 $7,196 $1,127 166 $8,323 $7,210 $1,113 167 $8,323 $7,224 $1,100 168 $8,323 $7,238 $1,086 169 $8,323 $7,251 $1,072 170 $8,323 $7,265 $1,058 171 $8,323 $7,279 $1,044 172 $8,323 $7,293 $1,030 173 $8,323 $7,307 $1,016 174 $8,323 $7,321 $1,002 175 $8,323 $7,335 $988 176 $8,323 $7,349 $974 177 $8,323 $7,363 $960 178 $8,323 $7,378 $946 179 $8,323 $7,392 $932 180 $8,323 $7,406 $918 181 $8,323 $7,420 $903 182 $8,323 $7,434 $889 183 $8,323 $7,449 $875 184 $8,323 $7,463 $861 185 $8,323 $7,477 $846 186 $8,323 $7,491 $832 187 $8,323 $7,506 $818 188 $8,323 $7,520 $803 189 $8,323 $7,535 $789 190 $8,323 $7,549 $774 191 $8,323 $7,563 $760 192 $8,323 $7,578 $745 193 $8,323 $7,593 $731 194 $8,323 $7,607 $716 195 $8,323 $7,622 $702 196 $8,323 $7,636 $687 197 $8,323 $7,651 $673 198 $8,323 $7,666 $658 199 $8,323 $7,680 $643 200 $8,323 $7,695 $628 201 $8,323 $7,710 $614 202 $8,323 $7,724 $599 203 $8,323 $7,739 $584 204 $8,323 $7,754 $569 205 $8,323 $7,769 $554 206 $8,323 $7,784 $540 207 $8,323 $7,799 $525 208 $8,323 $7,814 $510 209 $8,323 $7,829 $495 210 $8,323 $7,844 $480 211 $8,323 $7,859 $465 212 $8,323 $7,874 $450 213 $8,323 $7,889 $435 214 $8,323 $7,904 $419 215 $8,323 $7,919 $404 216 $8,323 $7,934 $389 217 $8,323 $7,950 $374 218 $8,323 $7,965 $359 219 $8,323 $7,980 $343 220 $8,323 $7,995 $328 221 $8,323 $8,011 $313 222 $8,323 $8,026 $297 223 $8,323 $8,041 $282 224 $8,323 $8,057 $267 225 $8,323 $8,072 $251 226 $8,323 $8,088 $236 227 $8,323 $8,103 $220 228 $8,323 $8,119 $205 229 $8,323 $8,134 $189 230 $8,323 $8,150 $173 231 $8,323 $8,166 $158 232 $8,323 $8,181 $142 233 $8,323 $8,197 $127 234 $8,323 $8,213 $111 235 $8,323 $8,228 $95 236 $8,323 $8,244 $79 237 $8,323 $8,260 $64 238 $8,323 $8,276 $48 239 $8,323 $8,292 $32 240 $8,323 $8,307 $16 共繳 本金 利息 小計 $1,997,620 $1,600,000 $397,620 結論是 有錢先還掉比較划算 |
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| 回覆者：小小 發表數：-17 IP：61.59.45.* | 2003-09-01 18:54:19 |
| 收到啦 .. 3Q ~~~ | |
| 回覆者：小茵兒 發表數：-17 IP：61.222.49.* | 2003-09-01 16:30:23 |
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cyc168 我也想要知道本息的公式，可以也傳給我嗎？謝謝 lori628@cm1.hinet.net |
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